Voluntary Benefits are designed to provide additional cash flow to assist with out of pocket medical costs and other bills based on individual concerns and needs.

• Ownership - Policies are fully portable and belong to you if you leave your employer
• Benefits are paid directly to you, not to a hospital or to a doctor
• Benefits are completely separate from medical insurance, and paid regardless of other coverage.
• Special Underwriting - (Guaranteed Acceptance) Health questions WAIVED on all plans! During your initial enrollment only!

Lake County Schools Offers:

Aflac Accident Insurance offsets the cost of unexpected expenses that result from accidents that occur everyday. AFLAC Accident pays cash benefits directly to you or anyone you choose regardless of any other coverage you have. 

Aflac Critical Illness Insurance can provide immediate financial relief from overwhelming expenses of a serious illness, such as a heart attack, stroke or cancer. It pays a lump-sum cash benefit when you are diagnosed with a covered illness easing your financial worries. It also features a Health Screening Benefit, once per year.

Aflac Hospital Indemnity Insurance helps offset your out-of-pocket expenses including deductible, coinsurance and copays, and services not covered in your group health coverage for Hospitalization.

SunLife Disability Insurance is designed to provide income to you and your family when you cannot work due to an illness or injury. This benefit is also known as your “paycheck protection”. 

*See videos and brochures for more details.