Voluntary Benefits are designed to provide additional cash flow to assist with out of pocket medical cost and other bills based on individual concerns and needs.
- Ownership - Policies are fully portable and belong to you if your leave your employer
- Benefits are paid directly to you, not to a hospital or to a doctor
- Benefits are completely seperate from medical insurance, and paid regardless of other coverage.
- Special Underwriting - (Guaranteed Acceptance) Health questions WAIVED on all plans! During your initial enrollment only!
Holiday Retirement Offers:
AFLAC Dental Insurance helps protect your oral health. It’s a portable, no-deductible plan that offers freedom of choice and no coordination of benefits. Aflac group Dental insurance provides benefits for periodic checkups and cleanings, X-rays, fillings, crowns, and much more.
AFLAC Accident Insurance offsets the cost of unexpected expenses that result from accidents that occur everyday. AFLAC Accident pays cash benefits directly to you or anyone you choose regardless of any other coverage you have.*
AFLAC Critical Illness Insurance can provide immediate financial relief from overwhelming expenses of a serious illness, such as a heart attack, stroke or cancer. It pays a lump-sum cash benefit when you are diagnosed with a covered illness easing your financial worries. It also features a Health Screening Benefit.*
AFLAC Hospital Indemnity Insurance helps offset your out-of-pocket expenses including deductible, coinsurance and copays, and services not covered in your group health coverage for Hospitalization.*
AFLAC Short Term Disability is also known as your “paycheck protection”. Aflac Short-Term Disability insurance plan can help make the difference, providing a source of income while you’re taking care of yourself. Short Term will protect your income for a short duration in case you become ill or injured. The policy has a elimination period and a maximum duration. **
*See videos and brochures for more details.